Changes

|aznus=0857196014

}}

Investments are confusing. They're also rather frightening unless you have a background in finance: you could invest in equities which seem likely to make your fortune, only to find that you've lost all your money. On the other hand you could put all your savings into a nice, safe building society or bank account only to find that the interest is so derisory that your capital doesn't actually have the same buying power that it did when you opened the account. You could, of course, spend the money, but what about when you want to buy a house, replace the roof or retire? The roof might be relatively cheap but the other two are going to need a substantial investment pot.